National Pension System: Charges have increased for these services of NPS, know

10-12% more pension will be available in these two plans of LIC, know which one is beneficial for you


Investment Tips: LIC remains the center of discussion at this time due to its IPO. There is a lot of enthusiasm among the investors regarding the IPO. On the other hand, LIC is still the favorite of investors for long term. Just a few days ago, LIC has increased the pension of its two popular plans by 10-12%.

According to the information, this increase will be applicable from February 1, 2022 in the pension of the company’s Jeevan Akshay Plan (857) and Jeevan Shanti (858). On one hand, where the bank’s interest rates are at a lower level, LIC has increased the rates of pension in both its products. This pension will be for life and with guarantee.

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On the other hand, private insurance companies in India are continuously increasing the premium rates of all their products. After increasing the premium by 15%, these companies are demanding from the insurance regulator IRDAI to increase it by 25%.

good policy for pension

Financial advisors say that both the products Jeevan Akshay (857) and Jeevan Shanti (858) are the best policies to get pension at present. Earlier, on New Jeevan Akshay (857), on depositing 10 lakhs at the age of 60, the annual pension was Rs 53,350. Now on taking this policy from February 1, 2022, the annual pension will be Rs 58,150.

Pension of 80,600 pension

Similarly, on New Jeevan Shanti (857), on depositing 10 lakhs at the age of 60, the annual pension after five years was Rs 72,200. This will now increase to Rs 80,600. For example, if you have taken this plan at the age of 30, then you will now get a pension of Rs 58,900. Earlier it was Rs 53,600.

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At what age can you start investing?

Similarly, at the age of 40, it has become Rs 59,300 instead of 53,900 and Rs 59,700 instead of 54,300 at the age of 50. New Jeevan Shanti is a single investment plan. For this, people of 30 to 79 years can participate in it. Guarantee rates of 5.36 to 10.54% are available on this. In this, 10 types of pension options can be selected. Under this, there are both single and joint plans.

Apart from spouse, father, mother, children or grandchildren can also be included in this plan. In the absence of the pensioner, the minimum guarantee is 105%.

When does pension start

Similarly, pension in Jeevan Akshay plan starts immediately. In this pension is available on monthly, quarterly, half yearly and yearly basis. You can choose the pension option in 10 ways. The age limit in this is from 30 to 100 years. In this plan, if you come in 40 years, then earlier Rs 53,050 pension was available annually. Now it will get Rs 57,750.

At the age of 50, instead of Rs 53,350, you will get a pension of Rs 58,150. At the age of 80, you will get a pension of Rs 60,750 instead of 55,550.

Tags: LIC Pension Policy, LIC Pension Scheme, Life Insurance Corporation of India (LIC), New Pension Scheme, pension scheme, Pensioners


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