Kotak Essentia Platinum Credit Card: Get 10% cashback on grocery shopping, also chance to win PVR tickets

new Delhi. In the current era, the practice of credit card has become common. We buy our favorite thing through it even if there is no cash. If you do grocery shopping regularly through credit card, then Kotak Essentia Platinum Credit Card can prove to be a great card for you. This card can be used in all merchant outlets that accept Visa Card.

Saving Point is available instead of Reward Point
In Kotak Ascentia Platinum Credit Card, saving point is found instead of reward point. It works like real cash. Here the value of one saving point is equal to one rupee. You can also redeem the saving point in cash. Apart from this, you can use the saving point for air tickets, movie tickets, mobile recharge etc.

Also read- SBI Elite Credit Card: opportunity to watch 6000 rupees movie free in a year, know the features of the cardSpecial features of the card

>> Through the Kotak Ascensia Platinum Credit Card, you get 10 saving points at the expense of Rs 100 at the departmental and grocery stores, ie the reward rate in this category is 10%. However, the minimum transaction value for this should be Rs 1500 and the maximum transaction value should be Rs 4000. In this category you can get maximum 500 saving points on a billing cycle.
>> 1 spending point is spent on spending Rs 250 in all other categories. (Reward rate = 0.40 per cent)
>> After spending 1.25 lakhs in 6 months through the card, you get 6 PVR movie tickets or 1200 saving points. In this way one can get 12 PVR movie tickets in a year.

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Card charges
>> The joining fee of this card is 1499 rupees.
>> Annual fee of this card is 749 rupees.