DL is fake or fake, insurance companies cannot refuse to claim!  Know the reason

DL is fake or fake, insurance companies cannot refuse to claim! Know the reason

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new Delhi. The Allahabad High Court has given a big decision regarding the driving license. The High Court (HC) has said that insurance companies cannot refuse to give an insurance claim on the ground that the driving license (DL) is fake. The court has said in a case related to motor accident that the insurance company cannot escape from paying dues on the ground that the driving license is fake. For this, the argument of the insurance company that the driving license was fake will not be accepted. Let us tell you that United India Insurance Company had argued in the court that the accident of the vehicle was due to the negligence of the driver and the owner of that vehicle was also with the insured. The company had also argued in the court that the driver did not have a valid driving license at the time of the accident.

Let us inform that in one case, the National Insurance Company Limited had filed a petition in the High Court against the decision of the Motor Accident Claims Authority, Ghaziabad. The authority had directed the deceased person to pay an amount of Rs 12 lakh 70 thousand 406 along with 6 percent interest. Whereas, the petitioner’s insurance company claimed that it is on record that the accident was caused by the negligence of the truck driver.

Insurance Claim, Insurance Companies, Insurance Ombudsman, Claim Reject, Consumers Benefits

The court had asked why the insurance company did not get the driving license checked while giving the insurance.

Insurance claim will be available even if there is a fake driving!
Later the insurance company challenged this decision in the Allahabad High Court. Upholding the judgment, the High Court held that the employer cannot be expected to verify the genuineness of the driving license from the issuing authority. The court said this citing the Supreme Court’s decision in 2003 in United India Insurance Company Ltd. Vs. Lehru et al.

If insurance companies have insured then..
Let us inform that in this case the ownership of the truck was with the insured. It was argued in the court that the driver did not have a valid driving license at the time of the accident. But, the court set aside the arguments of the insurance company. Said that the option of liability would still exist if the insured did not take proper and sufficient care to verify the genuineness or otherwise of the license. The court had asked why the insurance company did not get the driving license checked while giving the insurance.

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Recently, the court had given a verdict in the case of vehicle theft on the basis of delayed information (File photo)

read this also: Now your claim will not be rejected for giving late information of vehicle theft to the insurance company, provided…

Recently, the Supreme Court had given a verdict in the case of vehicle theft on the basis of delayed information. The court had said that insurance companies cannot refuse to pay an insurance claim. If for any reason there is a delay in reporting the theft, the company cannot reject the claim of the complainant.

Tags: Allahabad high court, Auto News, Driving License, driving license, Insurance, Insurance Company

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