new Delhi. The biggest dream of every middle class Indian is to have his own home. After buying the house, he thinks about the car and other things. Although it is very difficult to get a house, but the home loan given by the banks helps people a lot in this. If you are also thinking of buying a house these days, then you should know about the home loans of different banks and the interest charged on them.
There are many banks that offer home loans at an interest rate of around 6.4 to 6.5%. There are also some banks whose interest rate is slightly higher than this. But if you look at the difference of 6.4 and 6.5%, then even with a difference of 0.10%, you will be able to see the benefit on the full payment of Home Loan.
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It is possible that in your eyes, the picture of State Bank of India (SBI), HDFC Bank or ICICI Bank will emerge in the banks giving the cheapest home loan. But let us tell you that none of these banks gives the cheapest home loan. So let us tell you in which bank home loan is available at the lowest interest rate. But before that it is also necessary to tell that the interest rate also depends on the CIBIL score of the person taking the loan.
Union Bank of India
Union Bank of India (UBI): This bank is offering home loans at a repo linked lending rate of 6.8 percent. The bank is offering home loans with a minimum rate of 6.4 percent and a maximum of 7.25 percent. If you have a good credit history, you can buy the home of your dreams at the lowest interest rate.
bank of india
Bank of India: This bank is offering home loan at RLLR of 6.85 percent. The bank is offering loans at a minimum interest rate of 6.5 percent and a maximum interest rate of 8.2 percent. If you have made up your mind to buy a home, then the first thing you should do is compare the home loan rates of different lenders by visiting the online platform.
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Kotak Mahindra Bank
Kotak Mahindra Bank (Kotak Mahindra Bank): This bank is popular for offering home loan at the lowest rate. The bank is currently offering home loans with an RLLR of 6.50 per cent. It is the leading bank of the private sector. Veteran industrialist Uday Kotak is the CEO of this bank.
Bank Of Baroda
Bank of Baroda: The bank scrutinizes your complete credit history before giving a home loan. It then offers loans to eligible borrowers at a lower rate. This bank is offering home loans at an RLAR of 6.5 percent. This bank is also offering a loan to buy a house at a minimum interest rate of 6.5 percent and a maximum interest rate of 7.85 percent.
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Bank Of Maharashtra
Bank of Maharashtra: This bank is offering home loan with an RLLR of 6.8 percent. The bank is giving interest on the home loan at the rate of minimum 6.4 percent and maximum 7.8 percent. It is one of the leading lenders in the public sector. If your CIBIL score is good then you will get home loan at the lowest rate.
Tags: bank loan, How to take a cheap home loan
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