Gram Suraksha Yojna: Rs.35 lakh will be available on investment of Rs. 1500 per month


new Delhi. There are many such options for low-risk investment in the investment schemes of the government, in which the returns are very good and guaranteed. If you are also looking for low-risk investment options, then this post office scheme can prove beneficial for you. Gram Suraksha Yojana of India Post is one such investment option in which you can get good returns with low risk. It gives guaranteed returns.

Here are the Terms and Conditions: Any Indian citizen between the age of 19 to 55 years can take this insurance scheme. The minimum sum assured under this scheme is Rs 10,000 while the maximum one can invest is up to Rs 10 lakh. The premium of this plan can be paid on monthly, quarterly, half-yearly or yearly basis. Customers are also given a 30-day grace period to pay the premium. In case of default during the policy term, the customer can revive the policy by paying the pending premiums.

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These are the advantages of this scheme

If one buys a Gram Suraksha policy of Rs 10 lakh at the age of 19 years, the monthly premium for 55 years will be Rs 1,515, for 58 years Rs 1,463 and for 60 years Rs 1,411. The policy buyer will get a maturity benefit of Rs 31.60 lakh for 55 years, Rs 33.40 lakh for 58 years. The maturity benefit for 60 years will be Rs 34.60 lakh.

Full information will be found here

For any update in the policyholder’s name or other details like email id and mobile number can contact the nearest post office. For other information, customers can contact the toll-free helpline 1800 180 5232/155232 or the official website

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loan will also be available

This insurance plan comes with loan facility. That is, you can also get a loan on this. But its benefit can be availed only after four years of policy purchase. The customer can choose to surrender the policy after 3 years. That is, its lock-in period is 3 years. However in that case you will not get any benefit with it. The biggest highlight of the policy is the bonus offered by India Post. The last announced bonus was given at Rs 65 per 1,000 per annum.

Tags: India post, insurance scheme, Post Office, Postal Life Insurance


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