IRCTC BoB RuPay Credit Card: Get up to 10% cashback on rail ticket booking, know the features of the card


new Delhi. If you travel more by train then IRCTC Bank of Baroda RuPay Credit Card (IRCTC BoB RuPay Credit Card) can prove to be beneficial for you. Through this card, you can get up to 10 percent cashback on train tickets booked through IRCTC app or website. Bank of Baroda Financial (BoB Financial) has partnered with Indian Rail Catering and Tourism Corporation Limited ie IRCTC (Indian Railway Catering and Tourism Corporation) for this credit card.

Through this card, one can avail many benefits including premium railway lounge access. This card can be used at all online websites and merchant outlets that accept Rupay Card.

Also read- Credit Card Tips: It is not very difficult to understand credit card statement, if you understand then you will know the error

card special features
, 40 Reward Points (Reward Points) on booking tickets for 1AC, 2AC, 3AC, CC or EC through this card on IRCTC’s Android app or website ( from January 15 to March 31 and July 15 to September 15 Rate – 10 percent). At the same time, 16 reward points (reward rate – 4 percent) are available on ticket booking between 1 April to 14 July and 16 September to 14 January. The value of one reward point is 25 paise.
, With this card, if you shop in grocery or departmental stores, then you will get 4 reward points for every 100 rupees spent. In the second category, 2 reward points will be available for every Rs 100 spent.
, 1000 bonus points will be available as welcome offer. For this, a single transaction of at least Rs 1000 will have to be done within 45 days of issuance of the card.
, There will be no transaction charge of 1% for booking tickets through this card through IRCTC’s Android app or website.
, Fuel surcharge of 1% will not have to be paid on the payment of fuel purchases of Rs 500 to Rs 3,000 at petrol pumps using this card. Fuel surcharge can be waived up to a maximum of Rs 100 in one billing cycle.
, Through this card, one can access 4 complimentary railway lounges in a year. However, you can access the complimentary railway lounge maximum once in a quarter.
, This card is equipped with contactless technology, which also provides the facility of ‘Tap and Pay’ to the customers i.e. payment can be made by simply tapping on the POS machine without swiping the card.

Tags: Bank of Baroda, Cashback Offers, credit card, irctc, train booking


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