Personal Finance: To meet financial needs, you can take a personal loan without guarantee, know how much is the interest rate and processing fee

Personal Finance: To meet financial needs, you can take a personal loan without guarantee, know how much is the interest rate and processing fee

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new Delhi. You can take a personal loan to meet your financial needs. There is no need to mortgage the house papers, gold etc. The process is simpler as compared to other loan products like applying loan for home purchase or education.

If you already have an account with any bank, then you can easily get a personal loan. Banks offer you personal loans at affordable rates if you have a good credit score. However, its interest rates are higher than other loans because of the risk involved. If you want to take a personal loan of one lakh rupees for five years, then know which bank has the interest rate and processing fee.

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Punjab National Bank
Interest Rate: 7.90-14.45 percent
EMI : Rs 2023-2350
Processing fee waived from January 1, 2022 to March 31, 2022

Indian Bank
Interest Rate: 9.05-13.65 percent
EMI : Rs 2078-2309
Processing fee: 1% of the total loan amount

Union Bank of India
Interest Rate: 9.30-13.49 percent
EMI : Rs 2090-2296
Processing Fee: 0.05% of the loan amount plus GST

Bank Of Maharashtra
Interest Rate: 9.45-12.80 percent
EMI : Rs 2098-2265
Processing fee: 1% of loan amount plus GST

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IDBI Bank
Interest Rate : 9.50-14.00 percent
EMI : Rs 2100-2327
Processing Fee: 1% of the loan amount

Punjab And Sind Bank
Interest Rate: 9.50-11.50 percent
EMI : Rs 2100-2199
Processing Fee: 0.50 to 1% of the loan amount

SB I
Interest Rate: 9.60-13.85 percent
EMI : Rs 2105-2319
Processing Fee: Fee waived till March 31, 2022

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Central Bank Of India
Interest Rate: 9.85-10.05 percent
EMI : Rs 2117-2149
Processing Fee: 1% of the loan amount

Indian Overseas Bank
Interest Rate : 10.00-12.05 percent
EMI : Rs 2125-2227
Processing Fee: 0.40 to 0.75 percent of the loan amount

bank of india
Interest Rate: 10.35-12.35 percent
EMI : Rs 2142-2242
Processing Fee: Up to 2% of the loan amount

Tags: personal finance

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