By doing small work on Amazon app, you can win 1 thousand rupees, getting a great chance

Put only Rs 10,000 in this scheme, you will get the benefit of 16 lakhs on maturity, know how?


new Delhi. If you are looking for a completely safe investment, that is, you do not want any kind of risk on your investment, then the Post Office can prove to be a better option for you. You also get better investment and return in post office schemes.

Post office small savings scheme is better. Earning money is earned by investing in it with low cost. The name of one such post office scheme is – Post Office Recurring Deposit.

What is Post Office RD Scheme?
Overall, through this scheme, you can start investing with very little money. Apart from this, your money will also be completely safe. In this you can invest 100 rupees per month. There is no maximum limit on how much you can invest. Post Office RD Deposit Account is a government guaranteed scheme of depositing small installments with better interest rate.

Also read: National Pension System: Charges have increased for these services of NPS, know

Know how much interest you will get?
The RD account that is opened in the post office is for 5 years. Doesn’t open for less than that. Interest is calculated on the deposited money every quarter (at annual rate). Then it is added to your account with compound interest at the end of every quarter. According to the website of India Post Office, at present 5.8 percent interest is being given on the RD scheme. The central government announces the interest rate every quarter in all its small saving schemes.

If you invest 10 thousand rupees, you will get more than 16 lakhs
If you invest 10 thousand rupees every month in the post office RD scheme, that too for 10 years, then he will get Rs 16,26,476 lakhs on maturity.

Some special things about RD account
If you do not deposit the RD installment on time, then you will have to pay a fine. For delay in installment, you will have to pay one per cent penalty every month. Along with this, if you do not deposit 4 consecutive installments, then your account will be closed. However, when the account is closed, it can be re-activated for the next 2 months.

Tags: Post Office, Small Saving Schemes


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