Started a fintech company leaving a well-paid job, gets a loan of lakhs in minutes

Started a fintech company leaving a well-paid job, gets a loan of lakhs in minutes

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new Delhi. Everyone knows that one has to work hard to get success. But success is not achieved by hard work alone. For this it is necessary to take a little risk. Taking the risk of leaving the job and starting a business is a bit difficult. But those who take risks often find success. Both Rohit Sen and Nupur Gupta used to work in Goldman Sachs, but both left their well-paid jobs to make Nira company and do something big. Let’s know their success story.

Rohit Sen is a first generation British Indian. After earning degrees from the University of Oxford and the London School of Economics, he worked as a finance trader in London for 12 years, with a strong involvement in credit and risk management for companies such as Bank of America, Merrill Lynch and Goldman Sachs. used to develop. Rohit has closely observed the rapid social and economic changes taking place in India and under this, launched Neera with his colleague Nupur Gupta in 2018 with the aim of giving something big back to the society.

Also read- The state government is giving 5 lakh rupees to start a new business! know everything

Company’s business module
Launched in 2018, NIRA is a fintech company that provides loans to Indians for small loans and business. The loan amount varies from Rs 2500 to Rs 1 lakh. Borrowers can repay the loan amount in 3 to 12 months. While most of the fintech companies in today’s era work their buying policy through technology, the same Niera’s target is completely on ‘India’. Their customers are those who have little experience in digital. In such a situation, Neera helps them in their time of need.

Neera aims to become a financial brand in Central India. The company provides loans to customers in association with Federal Bank. Neera has raised a fund of $1 million from the US in October 2018 through seed funding from angel investors in India and the UK. 2019 Neera was selected for two important programs in India. It was selected by Google for Techstart and Google Launchpad.

$1 million in seed funding raised
Through Neera, Rohit looks forward to harnessing the power of data and technology to redefine the way consumers finance. Today, the company offers small credits of up to Rs 1 lakh for up to 1 year through its mobile app and website, to consumers with limited access to traditional avenues of finance. Neera recently received seed funding of $1 million. Rohit expects that Nira is all set to expand the scale and reach of its operations with India.

Rohit has a good understanding of the financial services and fintech sectors, especially credit risk and consumer credit, which includes services such as loans, credit cards and auto finance. Rohit will be happy to share these things with you. There will be a special emphasis on how it sees the growing and developing sector in India in the years to come and how Neera plans to be a part of that journey.

Tags: business news in hindi, Loans, Success Story

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