New Delhi: If you want your daughter to get higher education, want to make her career better and want her marriage to happen with pomp, then Sukanya Samridhi Yojna is a better investment option for you. By investing in this scheme, you can secure the future of the daughter and free yourself from the hefty expenditure on her education and marriage.
Get 7.6 percent interest
Sukanya Samriddhi Yojana is getting interest at the rate of 7.6 percent till March 31, 2022. An account can be opened for daughters under Sukanya Samriddhi Yojana (SSY) at the age of less than 10 years. It is one of the small savings schemes of the central government. It was launched under the Beti Bachao-Beti Padhao scheme. Sukanya Samriddhi is the best interest rate scheme among small savings schemes.
How and where will the account be opened
Under Sukanya Samridhi Yojna, the account of a girl child can be opened before the age of 10 years with a minimum deposit of Rs 250 in a government bank or post office. Under this scheme, any person can open an account for his two daughters. At the age of 21, daughters can withdraw money from this account. In this scheme, the amount will double in 9 years 4 months at the current rate of 7.6 percent.
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How much can you invest
Under Sukanya Samridhi Yojna, you can deposit up to a maximum of Rs 1.5 lakh annually. That is, up to Rs 12,500 can be invested in this scheme every month. You can deposit as much as you want, either in lump sum or every month or whenever you want, but the total annual investment amount should not exceed Rs 1.5 lakh.
You will get up to Rs 65 lakh on maturity
If you start investing in this scheme within a year of the birth of your daughter, you can get a huge amount on maturity. If you invest a maximum limit of Rs 1.5 lakh per annum or Rs 12,500 per month or Rs 416 per day, you will get up to Rs 65 lakh for your daughter on maturity at 7.6 per cent per annum compounding interest. .
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How long will the account continue
After opening the Sukanya Samriddhi Yojana account, it can be continued till the daughter attains the age of 21 years or till her marriage after the age of 18 years.
Tags: investment, Sukanya, Sukanya Samriddhi, Sukanya Samriddhi Scheme
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